Create Your PayMaya Wallet Account in Minutes

PayMaya Wallet (now also known as Maya) is the Philippines' most trusted e-wallet, regulated by the Bangko Sentral ng Pilipinas (BSP). With over 50 million registered users, registering is quick, free, and requires only a valid mobile number.

Step-by-Step Registration Guide

  1. Download the PayMaya (Maya) app from Google Play or the Apple App Store.
  2. Open the app and tap Get Started.
  3. Enter your active Philippine mobile number and verify via SMS OTP.
  4. Set a strong 6-digit PIN for your account security.
  5. Enter your full name and date of birth as they appear on your valid ID.
  6. Your basic PayMaya Wallet is now active with a wallet limit of PHP 50,000.

Upgrading Your Account for Higher Limits

To unlock higher wallet limits and access Maya Bank savings features, complete your KYC (Know Your Customer) verification by submitting a government-issued ID. Verified accounts enjoy unlimited cash-in and higher transfer limits. If you have a PhilSys National ID, you can upgrade instantly by entering your name and date of birth — no need to upload additional documents.

Who Can Register?

Any Filipino 18 years old and above with a valid Philippine mobile number can register. OFWs abroad can also create an account and link it to international payment methods for easy remittances back home.

PayMaya is operated by Maya Philippines, Inc. and Maya Bank, Inc., both regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to PHP 1,000,000 per depositor.