Transfer Money Instantly with PayMaya Wallet

PayMaya Wallet makes sending money to family, friends, and businesses across the Philippines simple and fast. Transfers between Maya users are instant and free. You can also send to any local bank using InstaPay or PESONet.

Sending Money to Another Maya User

  1. Open the Maya app and tap Send Money.
  2. Enter the recipient's mobile number, Maya username (@username), or scan their QR code.
  3. Enter the amount and an optional message.
  4. Confirm with your PIN. Funds arrive instantly — no fees charged.

Sending to a Bank Account

PayMaya supports InstaPay for real-time transfers to over 60 participating banks and e-wallets. Select the recipient's bank, enter their account number and name, then confirm. InstaPay transfers carry a small convenience fee and are credited within minutes.

International Remittance

OFWs can send money to Maya wallets from abroad through partner remittance services. Recipients in the Philippines get funds credited directly to their PayMaya Wallet, which can be withdrawn at any Maya Center agent or used for cashless purchases.

Transfer Limits

Basic accounts can send up to PHP 50,000 per day. Fully verified accounts enjoy higher daily transfer limits. Transactions are protected by real-time fraud monitoring and 256-bit encryption.